1) Don’t overpay for services. Check frequently to see if there are offers that will help you lower your bill..phone, electric, insurance & anything you pay monthly.

2) Cut off services you don’t use. Make sure anything you subscribe to monthly is actually being used. Old mobile wifi devices, …

3) Payoff short term interest loans… Every extra payment reduces the amount of money you have

4) Close any fee based savings accounts

5) Don’t go shopping to relax.. You will always be stressed from having to pay your bills you ran up while shopping

Financial Freedom Fridays
Wilmurphy.com